No employer may contribute any less than they would have under present law.

Workers and employers would still contribute a total of 6.4 percent in addition for the accounts.

Employers contributed about $1 million a year to maintain the fund.

Employers may contribute to these arrangements if they wish to do so.

And if the employer does not contribute the maximum, can an employee make up the difference?

She would require employers to contribute much more than their workers to 401(k) plans.

As a result, employees have been obligated to pay into health plans to which employers also contribute.

The money becomes available after an employer has contributed $3,000 (exceptions are made for some organizations to pay less).

Instead, you and/or your employer contribute money to your individual account in the plan.

The answer is a new system that provides universal coverage and requires all employers to contribute to the cost.