Banking analysts, however, said today that the effort might not succeed.
Banking analysts said they expected the stock of other major credit card banks to fall today.
That, banking analysts say, could point to a slowdown soon.
Banking analysts and even the Treasury say installing a new system is years out.
And some banking analysts say that more banks will join in, if only for defensive reasons.
A month after the stock market collapse, a growing number of banking analysts believe that commercial banks will suffer from its impact.
The day the report is published banking analyst claim that the reforms would never be implemented.
"Nobody was expecting these multiples to be paid," one foreign banking analyst said today.
Right-wing extremists threatened the lives of two banking analysts who made the names public.
Several banking analysts have issued positive reports about the company and the stock has risen sharply this year.