But the bankers association welcomed the report that was issued today, calling it a "first-class job."

They were prepared by the Mitsubishi Bank, whose chairman is the head of the bankers association here.

Delinquency rates for other forms of consumer debt have not risen, the Bankers Association said yesterday.

But the Bankers Association denied the banks are profiteering.

Mr. Yingling of the bankers association said his organization had long ago figured out it would have a tough time in Congress.

"There's no question there will be some serious discussions," the executive vice president of the bankers association, Preston C. King, said.

There are no records detailing how or when the accounts were closed, said the Swiss Bankers Association.

"That would diminish competition and the thrift's ability to best serve their customers," said Donald Ogilvie, executive vice president of the bankers association.

Newark, too, was sued by the bankers association, although Mayor Sharpe James had threatened to veto a ban.

That's what the Treasury now says is suspicious," said Mr. Byrne of the bankers association.