Contact your local Citizens' Advice Bureau, who will be able to advise you.

Again, you can find out about these from your local Citizens' Advice Bureau.

The Citizens' Advice Bureaux are used to helping people sort out their debt problems.

Your local Citizens Advice Bureau can suggest the best way to approach this.

You can find your local Citizens Advice Bureau in the phone book or on their website.

The Citizen's Advice Bureau says more than 150 people have applied to be made bankrupt in three months.

About a third of the help came from advisers in Citizens Advice Bureaux.

Her early career was as a financial advisor and manager at the Citizens' Advice Bureau where she worked from 1985 to 1991.

The board would bring together churches, charities and the Citizens' Advice Bureau to offer local knowledge.

A word with your local Citizens' Advice Bureau manager may well give you an idea who is doing what and whom they would recommend.