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That, in turn, would mean less money for home improvements.

Over time the couple expect to spend a great deal on home improvements.

Many home improvements can be carried out without having to let anyone know.

Harry takes two weeks off work to make some home improvements.

In home improvement, what's the difference between a big guy and a small fry?

Sometimes it's because we need to make a home improvement - putting in a new kitchen for example.

But what stands out most, she said, is the pace of home improvement.

Homeowners would not be required to use the money for home improvements.

Both activities can free money for anything from home improvements to vacations.

The same would be true if the mortgage was used to finance a home improvement.