redlining

Redlining is still practiced today on a more subtle level.

Redlining is still a major problem despite the legislation passed making it illegal.

"Redlining has made it almost impossible to lead the parade to improvement."

Redlining is when banks balk at giving mortgages in certain areas.

"Redlining means somebody asks for insurance and you don't sell it," he said.

Redlining is a different situation, as it is not the result of adverse selection.

Redlining is a systematic lending discrimination against minorities and low-income individuals.

Redlining is related to steering because it is denying financial support and services to neighborhoods based on race, ethnicity, or economic status.

However, residential segregation patterns had already become established in most American cities, and have often persisted up to the present (see white flight and Redlining).

"Redlining is alive and well," Mr. Salveson observed.

Peter Dreier: Redlining, not red tape.

Redlining, the systematic refusal of insurance companies to sell policies in poor neighborhoods, is illegal, but officials say it is extremely hard to monitor or prosecute.

Redlining (technical drawing), the practice of editing a technical drawing (since edits were traditionally done in red)

The Racism business practices of Redlining, Mortgage discrimination, and racially-restrictive Covenants accelerated white flight to the suburbs.

Redlining is the practice of denying insurance coverage in specific geographic areas, supposedly because of a high likelihood of loss, while the alleged motivation is unlawful discrimination.

"Redlining" refers to the situation where some specific group of borrowers, who share an identifiable trait, cannot obtain credit with a given supply of loanable funds, but could if the supply were increased.

Redlining is the practice of denying or increasing the cost of services, such as banking, insurance, access to jobs, access to health care, or even supermarkets to residents in certain, often racially determined, areas.

Gale Cincotta, "The Fight Against Redlining: Remembering the First 'Bank-In,'" The Workbook, Vol.

"Redlining and all other forms of housing discrimination are ugly stains from America's past that have no place in America today," said Housing Secretary Andrew M. Cuomo, in response to the report's findings.

Redlining has helped preserve segregated living patterns for blacks and whites in the United States because discrimination motivated by prejudice is often contingent on the racial composition of neighborhoods where the loan is sought and the race of the applicant.

To the Editor: Re "Redlining, Not Red Tape" (Op-Ed, Nov. 25): I take exception to the implication in Peter Dreier's assertions in defending the Community Reinvestment Act that without it banks would again neglect inner-city areas.

"Redlining was easier to deal with than this more pervasive, economic-driven screening process that we're dealing with now," said William A. Whiteside, executive director of the Neighborhood Reinvestment Corporation, a congressionally chartered organization that acts as a catalyst for neighborhood revival.

BANKS ACCUSED OF REDLINING New York City's largest banks have been engaging in a pattern of redlining and discriminatory home-lending practices, a study found.

Also during this time period, the neighborhood that Richie and his family had been living in went through a major change for about two years, from a population of about 99% white to about 99% black, due to a real estate practice going on at the time in Chicago known as Redlining.