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Personal poinding is founded merely on an obligation to pay, all else aside.
In addition, poinding of assets can take place and a warrant sale can be carried out to realise those effects at a later date.
Every debitum fundi (a debt using land as collateral) is a foundation for real poinding.
During the two-day trial, at Edinburgh Sheriff Court, it was claimed the poinding did not proceed because there was insufficient property in the house.