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It also paid claims to exposed workers who had developed lung cancer.
Insurance companies that had mainly paid claims for medical services have been forced to learn new techniques.
Then a pool of money created by contributions from insurers and the government paid claims.
The company paid claims or coverage was dropped on about 300 policies before the massacres.
Data from Warranty Direct's paid claims is used to establish the reliability of cars.
"Plans have paid claims for beneficiaries who are no longer enrolled in their plan," the Bush administration said in its memorandum to insurers.
"All the major insurers have paid claims based on these fires," Mr. Goldstein said.
He noted that private insurance companies, acting as agents for the Government, reviewed and paid claims submitted by patients, doctors and hospitals.
Since the establishment of the insurance plan in Britain, the pool has paid claims from several attacks and the government so far has paid nothing.
He praised Generali and said it had paid claims through the commission when "it would not have been required to do so under normal insurance practices."
The Victorian Railways Commissioners admitted liability and paid claims aggregating £125,000 by way of compensation.
Mr. Dubbin has contended that Generali sold policies worth billions on which it has never paid claims.
Christine Karbowiak, a Firestone spokeswoman, said that the tire maker frequently paid claims from insurers because it was cheaper than contesting them.
Over the same period in Missouri, the total number of malpractice claims fell by about 40 percent and the number of paid claims dropped almost by half.
If the retention is 10 percent of paid claims, and paid claims increase, the insurer collects more money and makes more profit.
Companies Empire Blue Cross and Blue Shield officials acknowledged they paid claims without any attempt to determine whether they had already been paid or were fraudulent.
The state has not paid claims dating back to 1989, contending that the city has lagged in submitting the claims and that the money has never been appropriated by the Legislature.
Insurance companies have paid claims on the portion of the cargo that was insured, and the two largest insurers have transferred their ownership interest in the wreck to Deep Sea Research by written contracts.
According to internal Empire documents, the company's failure to use specific identification codes for providers meant Empire routinely paid claims from doctors, hospitals and pharmacies without any attempt to determine whether they were fake.
New York Life executives said in interviews yesterday that the company had sought out relatives of victims of the massacre for several years after the killings, which began in 1915, and paid claims on more than 1,100 lives.
The company has twice paid claims as large as $360 million, for a 1993 bomb in the City and one in Manchester three years later; they were covered by the company's reserves without the need of government help.
It has paid claims over the last several years through the commission, which was set up with the participation of three large Jewish organizations, including the World Jewish Congress, and sanctioned by the United States government.
"They don't want to be tarred with the historical responsibility" of not having paid claims they should have paid, said Daniel Kadden, a former aid to the insurance commissioner of Washington and a consultant to Holocaust survivor organizations.
The study group noted that the disparity reflected statistics showing that the frequency of paid claims per capita was twice as high in Broward and Dade Counties than in the rest of the state and that the size of award were larger.