An additional 16 credits may be taken outside the school.
They complete an additional 31 credits in the last two years.
And, to his additional credit, he's never claimed to have done more than that.
An additional credit in English, math, science or social studies at the student's choice is required.
In his final year of university, he took a drama course to make up additional credits.
Without the additional credit, his pension would have been $74,007.85, a difference of $7,462.98.
The information on the statements could be used to generate additional credit.
Additional credits would probably have ended up in private foreign accounts as well.
"I've had to follow up with each company to ensure I received the additional credits," he said.
Another company whose financial reports show it to have little additional credit available is Microstrategy.
