investigative consumer report

For example, the new rules distinguish between ordinary "consumer reports" used for "employment purposes" and "investigative consumer reports" in which information about a consumer's character, general reputation, personal characteristics and "mode of living" is obtained through personal interviews.

Tenant screening services are specialized consumer reporting agencies (CRA's) or investigative consumer reporting agencies as defined and regulated by the Fair Credit Reporting Act (FCRA), 15 U.S.C. 1681 et seq.