insurance subrogation

With insurance subrogation, there are three parties involved: the insured; the insurer; and the tortfeasor (the party who is responsible for the damages).

The ultimate goal of these investigations is often to determine the legal liability for a fire or other accident for purposes of insurance subrogation or an injury lawsuit.

Electrical injury: If an electrical fault or unreasonably hazardous electrical system causes an electrical injury ("electrocution" if the injury is fatal), the party responsible for the electrical accident can be the target of insurance subrogation or an injury lawsuit.