household policy

For private property owners, this protection is generally included in a household policy.

However, check your household policy for a "duty of care" clause.

Relatively inexpensive items could be included in a general household policy, but obtain separate cover for more valuable rugs.

Some normal household policies do not include cover for fish tanks and damage arising from the water which will inevitably pour on the floor.

Your standard household insurance may even be invalid if you work from home, although most household policies can be extended to cover this.

I wouldn't be at all surprised if he insured you on his household policy along with his antiquities, paintings and Persian rugs.'

So we especially ask our members in Northern Ireland to review their household policies and seek an insurance appraisal and quotation before next renewal date.

All legal insurances and many household policies give you access to legal advice and emotional counselling through free telephone helplines.

Do not forget that many household policies now also include this insurance, as do the nationwide policies of some of the larger employers and organisations.

Launched by Trinity Insurance, Caddysure is aimed at the many golfers who have little insurance cover other than limited extensions to household policies.

On their normal household policy, you are only covered for escape of water from water tanks (not fish tanks), pipes or apparatus, or fixed heating and installation.

Finally, household policies deal with the everyday lives of the populace, like setting emissions standards, regulating efficiency standards of household appliances, and promoting energy efficient light bulbs.

By becoming a sub-agency of Lloyds of London, NRMA Insurance was able to offer household policies in addition to motoring insurance.

Every household policy contains a specific clause which excludes any liability for an event involving 'ionizing radiations or contamination by radioactivity from any nuclear fuel or nuclear waste'.

LAWRENCE Baker from Southend reckons the £10 annual premium it cost him to add DAS legal expenses insurance to his household policy was the best tenner he ever spent.

Royal Bank of Scotland has decided from 1 October 1991, and in line with market practice and the Association of British Insurers' SORP, to defer acquisition expenses relating to new and renewed motor and household policies over the period during which the premiums are earned, generally 12 months.