equity cushion

There is no need to hold an equity cushion for cash.

"The lenders are going to require a significant equity cushion."

As a bank’s equity cushion rises, the hit that it can absorb gets bigger, too.

In addition, prior strong house price growth has left plenty of equity cushions for mortgages originated a few years ago.

Protium has working capital but does not have an equity cushion to burn through before taking losses.

Falling house prices will remove some of the equity cushion from latter vintages.

They have provided effective insurance to the sovereign, and absorbed losses with thick equity cushions.

Allowing such important businesses to operate with almost no equity cushions encourages dangerous conduct.

"The vast majority of homeowners have a sizable equity cushion with which to absorb a potential decline in house prices," he said.

What lender would use such assets as collateral, unless they are protected by generous equity cushions?

But as of now, Farmer Mac has only that $15.5 million equity cushion over its minimum capital set by regulators.

The deal also includes a considerable cash equity cushion from sponsor CVC.

Past house price growth remains a strong buffer for many mortgage obligors, as equity cushions have been built up over past periods.

Foreclosure was the lenders' trump card and the equity cushion was their wager that they would not lose any money.

Nationwide noted that house prices were still 10 percent higher than three years ago and most homeowners were still sitting on comfortable equity cushions.

And a bigger equity cushion should help to reduce the cost of debt by counteracting fears that debtholders are too exposed to losses.

Even if domestic lenders stump up, obeying the code of relationship banking, many borrowers will still need to rebuild equity cushions.

After all, JPMorgan's equity cushion can readily absorb it.

As prices fall, BTL investors have a smaller equity cushion to fall back on.

Leverage would be aggressive but not excessive, with a generous "equity cushion" to provide that margin of safety in case of market turmoil.

The ratings agency cited risks related to peripheral eurozone exposure and comparatively small equity cushions among its reasons for the action.

For those without an equity cushion, refinancing was not a possibility, and rising interest rates have led to default, foreclosure, and homelessness.

If these mount above this equity cushion, they becomes the Swiss National Bank’s problem, which is funding the remainder via a loan.

As in the Michelin transaction, the premium is charged against annual earnings, providing a nondilutive equity cushion in the event of losses.

While record-low interest rates have fuelled a rise in homebuyer enquiries, mortgage lenders are still reluctant to lend to those without a significant equity cushion.