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Might have been true in the old days, when personal debt was lower.

But a personal debt is not the same as a public commitment.

The economy may be hot, but the dark side is a low savings rate and high levels of personal debt.

Not only that but we have the highest personal debt in the would.

This same concept has also been applied to personal debt.

We are getting ever closer to a serious phenomenon of personal debt.

What most ordinary people got from the boom years was increased personal debt.

That a lot of people have incurred too much personal debt?

They are taking cash out of the equity they've built up in their homes to pay off personal debt.

One very small, unimportant individual, paying back a personal debt and nothing more.