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The company says the low default rate results from superior credit analysis and technology.
Other financial analysts perform budget, cost, and credit analysis as part of their responsibilities.
Since banks do their own credit analysis before lending, ratings were often unnecessary.
They hurried into property lending without waiting to develop their skills in credit analysis.
"This is what the whole society did in place of credit analysis," Headley says.
Credit analysis is the method by which one calculates the creditworthiness of a business or organization.
Topics will include management, information technology and computer languages, real estate and credit analysis.
Moreover, Asian banks often lent money on the basis of connections or government instruction, without much credit analysis.
South Korean banks have long had their own shortcomings - like virtually no serious credit analysis of potential borrowers.
These are after all private companies and lending decisions to companies are down to individual credit analysis.
She passed through a series of clerical positions and took courses in credit analysis and accounting.
The fund's credit analysis model reviews each company's balance sheet, income and cash-flow statements.
Because of their equity link, convertibles require stock as well as credit analysis.
The bank became available for acquisition because it got itself into trouble making speculative real estate loans and failing to use proper credit analysis.
NBD is known for extremely conservative risk management and credit analysis.
"We do credit analysis, and if a deal doesn't meet those criteria, we don't buy it.
Chinese banks have struggled over the last decade to develop credit analysis divisions and to persuade borrowers to pay their debts.
This includes a thorough credit analysis by American bankers and a complete business diagnostic evaluation by industry consultants.
No support could be found, the letter said, for management's public assertions that its suppliers would ignore established standards of credit analysis based on working capital.
The contracts in such deals are clear that each bank is responsible for conducting its own due-diligence investigation and credit analysis of a borrower.
Credit analysis by S.& P. shows that most companies in the index are in good shape.
He said Mr. Murphy "did not do the credit analysis, the underwriting or the approval of the loan."
Palmieri's remarkable performance persuaded Stiles that "bankruptcy is where credit analysis really matters."
You cannot use the same traditional credit analysis for evaluating Kellogg's and Joe's Diner.
On a Wednesday morning, Mr. Donatuti had a credit analysis meeting in his office.
The lender is forbidden by law from making a credit investigation, which is what he normally would do, and then the student can keep on deferring payment of a loan.
A Secret clearance requires a NACLC, and a Credit investigation; it must also be re-investigated every 10 years.
With a little digging, Laura Lively, the company's credit investigation manager, was able to determine that the card account on the order belonged to an 87-year-old woman in a retirement home.
Items you cannot deduct as interest include points (if you are a seller), service charges, credit investigation fees, and interest relating to tax-exempt income, such as interest to purchase or carry tax-exempt securities.