What exactly is a cosigner, and why do banks want students to have them?

Cameron has not paid his part of the rent for a month and, since I'm a cosigner on the lease, the landlord contacted me.

He also knows that Nora not only forged her father's signature as cosigner of the loan but dated it several days after his death.

Most now require a credit worthy cosigner.

Other loans typically involving a cosigner are motor vehicle purchase, money loans and mortgages.

As the cosigner on these loans, the federal government takes on the same default risk as it does when making the loans directly.

However, some graduate programs (notably top MBA programs) have a tie-up with private loan providers and in those cases no cosigner is needed even for international students.

If the applicant has adverse credit, he or she can provide an endorser (cosigner) who does not have adverse credit to get a PLUS loan.

A claim that may be owed by the debtor under certain circumstances, e.g., where the debtor is a cosigner on another person's loan and that person fails to pay.

"Ahmet Sik portrayed as an Ergenekon member really isn't a convincing case," said Ozgur Mumcu, a journalist with the Radikal newspaper, another cosigner.

Indeed, one Vel Ter jo'Bern of House Hedrede had been cosigner of the contract between Cantra and the Solcintran Houses.

The deal was actually between John Pemberton's son Charley and Walker, Candler & Co. - with John Pemberton acting as cosigner for his son.

The process culminates in a decision as to whether to approve the applicant, approve the applicant conditionally (such as requiring an increased deposit or cosigner) or deny tenancy.

What's more, a credit card company can grant credit cards to consumers under age 21 only if they can show they are able to make payments or have a cosigner for the card.

Many international students in the United States can obtain private loans (they are usually ineligible for federal loans) with a cosigner who is a United States citizen or permanent resident.

He was co-founder with Mit'hat Frashëri of the Balli Kombëtar organization in 1942, and the cosigner of the Dalmazzo-Këlcyra agreement with Lorenzo Dalmazzo.

The cosigner becomes jointly liable to comply with the terms of the promissory note in the event of the borrower's default, but is not entitled to any interest in the security or borrower's rights.

In the same year he was a cosigner of the "Declaration of the Dublin, N.H., Conference", a declaration on world peace issued by the Dublin Conference on World Peace.

The first was on personal recognizance, the second with cash or property, the third through a bail bondsman who charged a ten percent fee and demanded a cosigner or some other sort of security to assure he wasn't left holding an empty bag if the accused decided to skip town.

On the next page, learn which friend or family member will make the best co-signer.

"They turned me down even with my sister as a co-signer."

A mother or a close relative acts as a co-signer.

Since the Government is a co-signer, it must make good on bad loans, immediately.

However, the student or a co-signer must have enough credit to cover the amount of the loans.

Anyone with a poor credit history would have to get a co-signer to receive a loan.

At least one bank offers loans to children with an adult as co-signer.

Sometimes a co-signer on the lease, usually a parent, is necessary.

For instance, it's become much harder to get many private loans without a co-signer.

The co-signer must also take documentary proof of his identification.

It seems that with your financial history, the only way you'll qualify for a mortgage is to get a co-signer.

You need a co-signer - and not everyone will lay down their creditworthiness for your cause.

"And she wasn't a co-signer on any of the Council resolutions against the war.

More important, he said, is the credit history of the borrower and the co-signer, usually the students' parents.

Unlike a conventional loan the co-signer does not have to be a blood relative.

For example, he said, bondsmen usually require a co-signer on the bond.

When the co-signer's name is not on the deed the break is easier.

But when the co-signer died years later, his heirs sought to have the house sold and the profits divided.

If you haven't built up a credit history, it can be awfully hard to get a student loan from a private institution without a co-signer.

The site does not require students to have co-signer nor does it check anyone's credit scores.

No loans to children, even with a co-signer.

Under the directive, the courts, on the other hand, cannot require that there be a co-signer in order to release a defendant.

A co-signer is also known as a surety.

I am a co-signer of the loan, but I am not using the money or making payments.

A guarantor, he said, is essentially a co-signer on a lease who provides added security for the landlord.