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Whether it does depends on the size of a bank's consumer lending operations, she said.
The weak economy has slowed consumer lending at many banks.
It is, however, more significant at a bank like Citibank, which has a large consumer lending operation.
Growth is expected from consumer lending and mortgages, which are starting to catch on in Russia.
And consumer lending is the brightest area of the banking business today."
Beneficial said it now plans to concentrate on its consumer lending operations.
The banks are still learning their way around large-scale consumer lending, a business they neglected for decades.
Rising unemployment has taken its inevitable toll on the consumer lending market.
Moreover, loan losses are edging up, particularly from consumer lending.
"We happen to be good at consumer lending and student loans and credit cards."
Mitsubishi Tokyo has strong international and commercial operations but its consumer lending business is less well developed.
The penalty is the largest ever imposed by the Fed for consumer lending violations.
Consumer lending profits were down 7 percent, as higher interest rates put pressure on revenues and profit margins.
Some states have strong, clear consumer lending laws and well-financed regulatory agencies - but others do not.
Citigroup plans to announce changes today in marketing and other practices at its consumer lending business.
Primary product of the company is consumer lending.
The impressive growth of consumer lending is hardly at risk, but one cannot be certain that borrowed funds will not become more expensive.
For more information on loan types, see the loan and consumer lending articles.
Glendale has made important gains diversifying recently into new businesses such as small- business and consumer lending.
The bride, 38, is the senior vice president in the consumer lending division of Chemical Bank.
Subprime consumer lending has gone through a terrible period, as has credit card quality.
Russia, already lagging far behind the developed world in terms of consumer lending, will see this gap continue to widen.
Consumer lending institutions compete for loanable funds not only among themselves but also with the federal government and private corporations.
But by then, growth in the company's domestic consumer lending business had also stalled, leaving its foreign operations as the main source of growth.
This is not the first time that Citigroup has run afoul of regulators regarding its consumer lending practices.