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Some major credit cards, if used to pay for the tickets, provide free baggage insurance.
Free airline baggage insurance, for instance, has rarely been a burning need of most travelers.
If you buy tickets with a credit card, you may have automatic baggage insurance.
I had no separate baggage insurance.
If you don't have a homeowner's policy with adequate away-from-home coverage, you may want baggage insurance.
American Express lets you know that you can "get baggage insurance coverage at no extra charge when you buy tickets with this card."
The three elements - trip cancellation insurance, accident insurance and baggage insurance - form the basis of what is called a comprehensive travel policy.
Consumer law could include anything from regulations on unfair contractual terms and clauses to directives on airline baggage insurance.
Companies providing cancellation insurance also sell medical coverage, baggage insurance, collision damage waivers, emergency assistance and other coverage.
Knowing that an assurance fund must increase or perish, the decision was taken to extend the business remit by introducing elements such as Passenger life assurance and Baggage insurance.
Travelers buying the new service, called WarCare, are covered for 31 days, and must also subscribe to the company's WorldCare program, which includes baggage insurance, toll-free telephone assistance, basic medical insurance and other services.
Retired or not, travelers have two options: relying on insurance they already have, or buying a special policy covering health-care needs abroad (and often offering other benefits like trip-cancellation protection, baggage insurance and emergency transportation).
The president of Pearl Cruises, Robert Iversen, who is no relation, said that his company offered a policy to cover the biggest problem areas: cancellation for illness before departure, homeward passage in case of illness and baggage insurance.
Anytime anyone we knew flew into Portland, we urged her to buy luggage insurance and allow us to steal her bag from the baggage carrousel.