This will continue to provide a major role for the profession in the conduct of life assurance and pensions business.
The way to avoid such problems is by arranging life assurance and disability insurance.
Units are encashed to cover the cost of the life assurance.
Exactly the same example for selling life assurance to the wife.
Most people need life assurance, but it becomes vital if you have a partner and/or children.
Add to this the extreme emotional shock of death and it is easy to see just how important life assurance can be.
The longer you delay taking out life assurance, the more it costs.
That's what she's got to spend to buy life assurance.
It is also the best possible form of life assurance.
For example, if you're under 60 you get free life assurance on the total amount you owe up to £15,000.